Marina Kaštela · Saturday · 08:40 · handover 3 of 11

You walk the guest through the boat, they sign the checklist, the sheet goes into a folder.

Hull, cockpit, rigging, galley. Signature, deposit, keys, “welcome aboard” — and the next crew is already waiting at the desk. You do this every Saturday of the season, and every time it is enough — until the letter from the guest’s bank.

HandoverBoat · check-in and check-out for charter companies · Croatia, Greece, Italy

The HandoverBoat app on a phone: zone 1 of 16, hull port side, with the six photo points marked on the boat diagram

The screen your staff walk the guest through. Sixteen zones, the same order every Saturday.

Download on the App StoreGet it on Google Play
Three frames from one season

Martin, 44, runs a charter base in Marina Kaštela. Twelve boats, nine of them belong to private owners. He doesn’t sail himself.

He does everything right. Watch where it breaks.

01June · start of the season

Every handover follows the procedure: a walk-through with the guest, a paper checklist, a signature, photos on the base tablet. By August the tablet holds six hundred photos and the folder forty signed sheets. He is sure the base is covered.

02Saturday, August 22 · check-out, 14:30

A fresh gelcoat scratch on the starboard bow of the Oceanis 46. The guest shrugs: “it was already there.” Martin shows the checklist and withholds €480 from the deposit. That evening the guest flies home.

03September 10 · a letter from the bank

The guest disputed the charge with their bank. Martin sends a scan of the checklist and the photos. The answer: the document was drawn up and stored by the company itself, and the guest never had a copy. The €480 goes back to the guest, the repair is on the base, and a “they keep your deposit” review sits in the Google results.

Where the mistake is

Martin didn’t skip a single step.

Inspected the boat with the guestFilled in the checklistTook the signatureTook the photos

He lost €480 and a review after doing everything he understood as documenting. So the mistake hides inside the word “documented” itself.

Here is the difference

The record that sits in your folder is your memory.
The record the guest received in the same minute is a fact.

Your archive proves only that you have an archive.

Testing the new axis

Run every familiar method through one question.

The only question that means anything in a dispute: did the guest receive the very same record at the very same moment?

Photos on the base tablet
The timestamp can’t be produced for anyone, and a frame can be shot later. It is your word with pictures attached.
no
Paper checklist with the guest’s signature
There is a signature, but the only copy stays in your folder. To a bank it is a document drawn up and stored by one side of the dispute.
partially
Forty photos to the guest on WhatsApp
Both sides got it — better already. But the photos arrive compressed, with no structure, and across eleven Saturday handovers nobody actually does it.
partially
A folder in Google Drive
The folder’s owner can add or remove a file after the fact. Which is exactly why it won’t be accepted as an independent record.
no
Charter software, €380+ per boat per year
Bookings, calendar, invoices — all inside and all closed to the guest. It convinces you — and means exactly nothing to the guest’s bank or the boat’s owner.
no
HandoverBoat
The guest opens the same record at the dock, on their own phone, with no app and no signup. One record, two parties, a public link for verification.
yes
The same fifteen minutes

You already spend this time on every handover. Only one minute out of fifteen changes.

  1. 0:30

    Create the rental

    Boat, guest, jurisdiction: HR, EL, IT, EU or UK. Half a minute while the guest fills in the crew list at the desk.

  2. 14:00

    Walk the zones with the guest

    Sixteen critical, eleven optional. Photos and defect tags. The same walk-through as always — only the order is fixed and identical for everyone handing over boats this Saturday.

  3. 0:20

    Hand the link to the guest

    This is the minute that changes everything. The guest opens the record on their own phone, standing next to you, and sees exactly what you see.

  4. The archive keeps itself

    Search by boat, guest or date. The answer to a bank request is one link. The season report for a boat’s owner — every record for their hull in one place.

HandoverBoat · Handover recordNo. HB-2026-0822-S
Zone 1 — Hull, port side, with photo points marked
Zone 01 — Hull, port side6 photo points · waterline run · rubrail · topsides full length

Link sent to the guest at 09:12. Opened at 09:13.

The same season, three frames later

What happened at the base once the guest could see the record.

04The base next door

The manager of a neighbouring charter company shows his check-out: a link the guest opened back at handover. Martin is skeptical: one more service, rolled out at the height of the season, the staff will revolt.

05First Saturday with a record

A week later, at check-out, the guest opens the handover record himself, gets to the hull zone and says: “right, this mark wasn’t here — we clipped a buoy.” The deduction went through without an argument. Martin was preparing proof for the future — and got a Saturday without a fight.

06October · closing the season

Not a single disputed charge for the rest of the season. When the owner of the Oceanis 46 asked where the scratch on the bow came from, Martin pulled up the handover and the check-out in six seconds — with the date, the guest and the confirmation.

One record, two responsibilities

The guest opens one and the same link. For you it closes risk on two fronts.

To the guest

You answer for the deposit you decided to withhold.

Between the deduction and the money stand the guest’s bank, the booking platform and the reviews. A deduction grounded in a record the guest opened themselves at handover stops turning into a disputed payment and a star war on Google.

To the boat’s owner

You answer for a boat that doesn’t belong to you.

Most hulls in a charter fleet are private owners’ property, and in autumn every one of them will ask about their gelcoat. A record of every handover and check-out turns the “where did this scratch come from” conversation from your word into an archive with dates.

Boundaries

What this record does not do.

If everything above sounds too smooth, here are three places where it won’t help you.

It doesn’t replace insurance

We record the condition by which someone later decides whose damage it is. The policy, the deposit and the excess remain your tools, and we have never reimbursed anyone for a torn mainsail.

No bank is obliged to accept it

No bank and no platform has signed up to accept our reports. The record works because it is independent and open to both sides. There is no certificate behind it.

Useless after the fact

An inspection that wasn’t done with the guest present will not appear later. For past seasons kept on paper, we have nothing.

What comes up on every call

Three objections you have most likely already come up with.

“The guest will feel we don’t trust them.”

Usually the opposite happens. The guest has just left you a €1,500–3,000 deposit, and the person who paid it feels calmer seeing the condition recorded in front of them: the record protects them too — from an unfair deduction. What raises suspicion is the desk that hides the checklist.

“Saturday is a conveyor belt. The staff won’t take on one more service mid-season.”

The routine stays yours: the same zones, the same walk-through with the guest. The fixed zone order makes a new hire’s handover the same as the senior manager’s. One minute is added at the end: send the link. The guest needs no app and no account.

“And if the guest disputes the charge anyway?”

Then the bank will ask for evidence, and the bank will decide — nobody can promise how in advance. The practical value of the record lies elsewhere: a dispute where the guest opened the record at the dock almost never reaches the bank. The record works at the level of the dispute that never starts.

The arithmetic

There isn’t much to calculate here.

€480 returned to a guest

covers a year and a half of the Medium plan. One lost dispute per season already costs more than the subscription.

A guest’s deposit: €1,500–3,000

Five years of the Medium plan cost €1,500 — exactly the lower bound of a single deposit.

€0.21 per inspection

290 inspections for €60 on the Large plan. Cheaper than the bottle of water you put aboard for the guests.

Zero hours answering the bank

The record is already assembled, sent and opened by the guest. The answer to a request is one link.

A month of the Small plan costs €15. One “they keep deposits for old scratches” review costs more.

Two steps

Run one handover free. Then pick a plan.

The first handover needs no card and no account for the guest. You need to see exactly one moment: the guest opening your record while standing next to you.

Solo

For skippers and owners with 1–3 boats.

€77/yr
billed annually
Save €19/yr
  • Up to 3 boats
  • 15 inspections / month
  • Independent verify endpoint
  • Return Inspection included
  • Fleet screen (up to 3 boats)
  • 12-month photo retention
  • Email support

Small

For skippers and small owners with up to 10 boats.

€144/yr
billed annually
Save €36/yr
  • Up to 10 boats
  • 50 inspections / month
  • Overage: +12 for €5
  • Independent verify endpoint
  • Return Inspection included
  • Fleet management screen
  • 12-month photo retention
  • Email support
Most popular

Medium

For growing operators with 11–30 boats.

€240/yr
billed annually
Save €60/yr
  • Up to 30 boats
  • 110 inspections / month
  • Overage: +27 for €5
  • Everything in Small
  • Automated Dispute Engine
  • Bank-aware chargeback package
  • 5-year photo retention
  • Priority email support

Large

For established charter operators with 31–60 boats.

€576/yr
billed annually
Save €144/yr
  • Up to 60 boats
  • 290 inspections / month
  • Overage: +72 for €20
  • Everything in Medium
  • Custom logo on PDF reports
  • Multiple team members
  • Dedicated onboarding call
  • Priority Slack channel

Enterprise

For fleets with 60+ boats. Custom SLA, terms, and pricing.

Custom
talk to sales
  • Unlimited boats
  • Unlimited inspections
  • Everything in Large
  • Custom contract & SLA
  • Volume pricing
  • On-site onboarding available
  • Named account manager

14-day trial · No credit card required · Cancel anytime

Which plan is yours?

By monthly volume: Solo — 15 inspections and up to 3 boats. Small — 50 inspections and up to 10 boats. Medium — 110 inspections and up to 30 boats. Large — 290 inspections and up to 60 boats. Fleet bigger than that — write to us about Enterprise.

Next Saturday will start the same way as all the previous ones: the desk, the crew list, the folder of checklists, eleven handovers before lunch.

The difference will be one minute — when the guest opens the same record too.

Run your first handover free

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Guides & research

What we have learned about charter deposits — the data, the checklists, and what actually holds up in a dispute. (in English)

Guide

Charter Kept Your Deposit? The 120-Day Playbook

What to do, in what order, with what deadlines: written demand first, then escalation, then the card. Includes the fee most people trigger by going to the bank too early.

14 Aug 2026 · 9 min read
Research

How Often Are Charter Deposits Withheld? 2026 Estimate

Nobody in the yacht charter industry publishes deposit withholding rates. We triangulated four independent signals. Estimate: 15–25%, typically €200–800.

13 Aug 2026 · 11 min read
Guide

The 27-Zone Bareboat Handover Checklist

Every charter checklist says what to look at. This one says what each photo proves if the operator charges you six weeks later. 27 zones, 30–45 minutes.

13 Aug 2026 · 12 min read

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